O’Fallon’s zero-interest Home Improvement Loan Program can help low-income homeowners with repairs

Only nine slots are left for O'Fallon's zero-interest Home Improvement Loan Program loans for low-to-moderate income O'Fallon homeowners.

Does your home need a new furnace, air conditioning, new windows or other repairs? Homeowners with a low-to-moderate income are encouraged to find out if they qualify for assistance through the City’s Home Improvement Loan Program (HILP), which offers forgivable five-year loans of up to $5,000 for home maintenance.

 “If you have been putting off necessary home repairs, you’re encouraged to find out if O’Fallon’s Home Improvement Loan Program (HILP) can help with getting a new furnace or air conditioning installed, electrical work, plumbing, siding for your house, roof repair and other improvements,” said Jessica Hawkins, Public Assistance Specialist for the City of O’Fallon. “Right now, there are only nine spots available. Applications and information about the program are posted on the City of O’Fallon website at www.ofallon.mo.us/CDBG.”

 In general, to meet qualifications, applicants must reside in O’Fallon City limits, and also:

  • Have owned and lived in the house to be improved for at least one year
  • Have a low-to-moderate-income, with the total gross income of all household members age 18 and older not exceeding HUD limits
  • Be current on mortgage payments and real estate taxes, and have no pending bankruptcies or outstanding federal, state or city tax liens

 For more information, contact Jessica Hawkins at jhawkins@ofallon.mo.us or call 636-379-5411.           

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

Jordan Lanham January 23, 2013 at 06:08 PM
If you are interested in learning more, contact Jessica Hawkins at 636-379-5411. Or if you know an O'Fallon resident who may benefit from this program, make sure to share this information!


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